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Profile photo of a State Farm Agent named: Cara Montarsi

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State Farm® Insurance Agent

Cara Montarsi

358 E Main Street
Lock Haven, PA 17745-1416

We are located on E Main St right before the Roxy Theater

Profile photo of a State Farm Agent named: Cara Montarsi

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
9am - 1pm
9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


358 E Main Street
Lock Haven, PA 17745-1416



July is wedding season and might bring up memories of your wedding. We offer insurance for Personal Articles Policies and would love to talk to you about insuring your wedding ring or other valuable items such as art, jewelry, and personal computers.

Born and raised in Lock Haven, PA, Cara Montarsi has always held her community close to her heart. Today, she’s channeled her sense of community into a career as an insurance agent, helping people in her region get connected to policies for their families and businesses.

At the State Farm Lock Haven office, Cara and her team work to build lasting relationships with their customers to better serve their needs. Those relationships are built on a foundation of understanding and transparency, both of which you’ll always find at State Farm Lock Haven.

It’s Cara’s goal to ensure her customers are always prepared for whatever life throws at them with car, homeowners, or life insurance. Plus, Cara and her team can assist with health, business, snowmobile, camper, boat, ATV, RV insurance and more. She also takes pride in helping customers plan for a better financial future. In addition to providing insurance in Lock Haven, PA, and surrounding areas. Cara serves individuals, families, and businesses all across the state. Give Cara and her team a call to review a Personal Price Plan.

To remain active in the community she loves so much, Cara is also a member of Downtown Lock Haven Inc. and the Lock Haven Chamber of Commerce. The agency supports nonprofits that include the Women’s Center, Housing Coalition, SPCA, and Horses for Hope. Cara recently was honored to be chosen as the Fundraising Manager for our local chapter of Sleep in Heavenly Peace. A nationwide non-profit organization that provides new beds to children in need in our community!

When she’s not in the office, loves spending time boating on the river or shopping with her teenage daughter. Whenever life allows it, Cara loves to travel to new places or steal away for the weekend with her husband, daughter, and fur babies.

Please stop in and meet myself and my dynamic team! We look forward to serving you!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products


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We realize insurance is super confusing and certainly shouldn't be one-size-fits-all. You spend plenty of your hard earned money on insurance each month. Shouldn't you know what you have and why you have it?

We insure over 2000 great people just like you at our agency and every single day we have at least one claim, most days we have multiple! We've seen everything from basic glass repairs to horrible auto accidents and everything in between. We don't know which day will be your day to have a claim, but when it does happen we will make sure you are properly protected.

You've worked your entire life to get what you have today. We don't want a few seconds to cause you to lose ANY of what you have. Let's get together to make certain you understand what you have and why you have it! Contact me today for your personal price plan!

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Melanie Summers State Farm Agent Team Member

Melanie Summers